Lessons from a Realtor

Thinking about buying or selling a home? Head over to Money Under 30 to check out my newest article, "Lessons from a Realtor: 7 Dos and Don’ts for Buying or Selling a Home"
http://www.moneyunder30.com/lessons-from-a-realtor

Here's what's in our fridge!

Vegan Month of Food is doing a giveaway (today only) for a fridge full of Lightlife vegetarian "meat" prodcuts - our favorite!!  So as my entry, you all get to see what's in my fridge right now!
http://www.veganmofo.com/a-fridge-full-of-meat-lightlife-giveaway/

and a better shot -

YES THAT REALLY IS A GALLON OF FRANK'S RED HOT. And no, I don't touch the stuff! Hubby loves it so he buys it at his favorite store, Costco!

You can see that we also have kirkland soy milk, ground coffee, tofu, Lightlife Ground Original, tofu, soybeans, tortillas, homemade bread, lettuce, carrots, asparagus, dates, and a variety of sauces (none of which I use!) haha!

What we really need in here is some Lightlife Smart Dogs and Lightlife Smart Bacon!

Citrus Lane giveaway for new moms at BabyRecs

As you might know, my husband and I are expecting our first baby, a boy due March 2, 2012 :) We're so excited! I'm always looking for ways to save money on baby items since they are so expensive. Here's a way that you (or I) could win free baby products:

BabyRecs blog is hosting a fall giveaway. They'll be giving away a 3-month subscription to Citrus Lane (a company that mails monthly care packages with goodies and tips specifically designed for your babies age).

To learn more about Citrus Lane, click here

To enter the giveaway at BabyRecs, click here

California - What you need to know about Senate Bill 458 in regards to short sales

Have you heard about SB458? It’s huge! Passed in July of this year, the law effectively eliminates deficiency judgments against homeowners who short sale their property in California, even from junior lienholders!  In other words, if you have more than one loan on your property and you short sale it, the lenders may not come after you for a deficiency judgment.

  Additionally, the short sale lenders are no longer allowed to ask homeowners to add cash or a promissory note in order to complete the short sale. 

This law only applies to residential dwellings of one to four units, so commercial properties are not included.  Also, the law specifies that if a homeowner doing a short sale damages the property, the lender may still seek damages.

Keep in mind that this law states that no deficiency judgment will be owed if  a short sale is done with the written consent of the lender, but  it does NOT apply to foreclosures. You may want to talk to an attorney about the legal implications of foreclosures.

To view a copy of the bill, click here.

Mikey Show Auction items for the Rady Children's Autism Discovery Institute- TODAY ONLY!!

Today, October 6th, my favorite radio show, The Mikey Show on FM 94.9 in San Diego is doing 28 straight hours of the show in order to help raise money for the Autism Discovery Institute at Rady Children's Hospital.

Please follow the link to check out a ton of awesome items that you can bid on for the cause. They have everything from signed baseballs, massage gift certificates, fresh fruit baskets, clothes, pizza gift certificates, etc, but the bidding is TODAY only! I've already got my bids in for quite a few :)
http://mikeyshow.com/?view=update&upid=303

And don't forget to listen to FM 94.9!